Courier completes a job
How it works
From completed job to faster payment
CourierAdvance helps platforms turn eligible invoices into faster working capital for their members.
The journey starts when courier or haulage work is complete and an invoice or payment request is ready. CourierAdvance can assess eligible invoices, present an advance offer, and update the platform as funding progresses, subject to eligibility, checks, and approval.
The 8-step flow
A compliance-safe overview of the embedded finance journey.
Invoice or payment request is created
CourierAdvance checks eligibility
Advance offer is shown
Courier accepts
Funds are paid, subject to checks and approval
End customer pays later
Partner platform may earn commission or revenue share on eligible funded invoices, depending on agreement
How it works for platforms
Platforms can introduce invoice advance at the point members are already managing jobs, invoices, and payment status.
Embedded member journey
Offer finance inside existing dashboards, invoicing, or payment request flows.
Commercial alignment
Partner commission or revenue share may apply to eligible funded activity, subject to agreement.
No internal lending build
Add a finance option without building invoice finance infrastructure yourself.
How it works for couriers
Couriers can use completed work and approved invoices to seek faster payment while their end customer remains on agreed payment terms.
Complete work
The courier completes the job and creates or submits the invoice.
Review the offer
If eligible, an advance offer may be shown for review.
Access funds faster
Funds may be paid as fast as 24 hours, subject to checks and approval.
What data may be required
Required data may include invoice details, job completion information, customer details, payment terms, proof-of-delivery information, member verification details, and bank or payment information. Final data requirements should be confirmed during technical discovery.
Invoice details
Job completion
Customer details
Payment terms
What happens after funding
After funding, the end customer pays later according to the agreed payment terms. Settlement, reporting, and partner commercial treatment depend on the approved funding arrangement and commercial agreement.
How does CourierAdvance work for delivery platforms?
CourierAdvance allows platforms to offer invoice advances to eligible members through an embedded workflow or API integration.
Can our marketplace earn commission from invoice factoring?
Partner platforms may be eligible for commission or revenue share on eligible factoring volume, depending on volume and commercial agreement.
Do we need to become a lender to offer this?
CourierAdvance is designed to let platforms offer embedded invoice finance without building their own lending infrastructure. The exact commercial and regulatory model should be confirmed during partnership discussions.
How quickly can members receive funds?
Funds may be paid as fast as 24 hours, subject to eligibility, checks, and approval.
What invoices are eligible?
Eligibility depends on invoice details, customer information, payment terms, verification checks, and CourierAdvance's approval process.
What data does the API need?
Required data may include invoice details, job completion information, customer details, payment terms, and verification information. Final data requirements should be confirmed during technical discovery.
Can CourierAdvance work alongside our existing payment flow?
Yes, the integration can be designed around your existing payment, invoicing, and member workflows.
How is commission or revenue share calculated?
The final commission or revenue-share model depends on the commercial agreement, factoring volume, and partnership structure.
Partner-ready embedded finance
Map the flow to your platform
CourierAdvance can discuss where invoice advance should sit in your member journey and what data may be required.
Next step
Share your platform model, member profile, invoice workflow, and expected volume so CourierAdvance can assess fit and confirm the right commercial route.