30-90 day payment terms
Customers expect long payment windows.
Embedded finance for transport platforms
Embedded invoice finance for courier and haulage platforms
Help your members get paid faster on completed jobs and create a potential new revenue stream from factoring volume.
Couriers often wait 30, 60, or 90 days to be paid, while fuel, drivers, insurance, vehicles, and subcontractors need paying now. CourierAdvance helps platforms turn approved invoices into faster working capital through a courier-specific embedded finance API.
Eligible invoice
Completed courier job
Manchester → Birmingham same-day runPlatform
Marketplace APIInvoice value
£4,820
Advance status
Offer generatedPayment terms
30 days60 days90 days
API event
funding_status.updatedJob completedProof of delivery captured
Invoice approvedEligibility checks begin
Funds paidAs fast as 24 hours
Customer pays laterOriginal terms continue
Partner modelPotential commission or revenue share
The cashflow problem holding courier businesses back
Courier and haulage businesses are doing the work today but often waiting weeks or months to be paid. A completed delivery does not always mean immediate cash in the bank.
Immediate operating costs
Fuel, drivers, insurance, subcontractors, and vehicles need paying now.
Growth constrained by cashflow
Couriers may turn down work because cash is tied up in unpaid invoices.
Courier-specific solution
Turn completed jobs into working capital
CourierAdvance helps platforms offer invoice advances directly inside the courier workflow. Once a job is completed and an eligible invoice is created or submitted, CourierAdvance can assess the invoice and offer an advance, subject to eligibility, checks, and approval.
For platforms, CourierAdvance adds a practical financial service that solves a real member problem without requiring the platform to become a lender or build invoice finance infrastructure internally.
Proof of deliveryInvoice createdEligibility checkedAdvance offeredFunds paidCustomer pays later
How CourierAdvance works
A partner-ready workflow from completed delivery to faster access to working capital.
Courier completes a job
Invoice or payment request is created
CourierAdvance checks eligibility
Advance offer is shown
Courier accepts
Funds are paid, subject to checks and approval
End customer pays later
Partner platform may earn commission or revenue share on eligible funded invoices, depending on agreement
For platforms
Built for platforms, marketplaces, and courier networks
CourierAdvance is designed for platforms that already sit at the centre of courier, haulage, or delivery activity.
Add embedded finance without building lending infrastructure
Help members get paid faster on eligible completed jobs
Improve member loyalty, retention, and satisfaction
Add a differentiated financial service to your platform
Create a potential new revenue stream from factoring volume
Support members without becoming a finance provider yourself
Partner commercial model
Create a new revenue stream from the finance activity already happening in your network
Many courier and haulage businesses already use invoice finance or need access to faster payment. The problem is that this often happens outside the platforms where the work is actually managed.
CourierAdvance helps bring that finance activity into the platform experience. By embedding invoice advances into your member journey, your platform can support courier cashflow while potentially earning commission or revenue share on factoring volume, subject to commercial agreement.
Members get paid faster
Eligible couriers access working capital sooner.
Platforms add value
Offer a financial service without building lending infrastructure.
Platforms may earn revenue
Potential commission or revenue share from eligible funded invoices.
Marketplace or platform
CourierAdvance API
Courier receives advance. Platform may receive commission or revenue share, subject to agreement.
For courier companies
For courier companies: get paid faster on eligible invoices
CourierAdvance helps courier businesses manage long payment terms without turning away work. Instead of waiting 30, 60, or 90 days for customers to pay, eligible couriers can access an advance against approved invoices, subject to checks and approval.
Get paid faster
Manage 30-90 day terms
Cover fuel, drivers, subcontractors, and vehicle costs
Accept more work with less cashflow pressure
Keep customers on competitive payment terms
API-first embedded finance
CourierAdvance can be integrated into third-party platforms through an API, allowing marketplaces, delivery platforms, and courier networks to offer invoice advances inside their existing member experience.
Example labels shown here are integration concepts for technical discovery, not a confirmation that every feature is live.
Integration concept
POST/invoice-assessment
200Advance offer generated, subject to checks and approval
HOOKfunding_status.updated
GET/partner-reporting
Completed jobsInvoicesPayment termsPartner reporting
Transport fintech credibility
Transport fintech built by people who understand courier operations
CourierAdvance is part of CourierBoost, a transport fintech platform focused on invoice finance, cashflow solutions, delivery management, proof of delivery, invoicing, and courier platform integrations.
Revenue-generating since launch
Built for courier and haulage workflows
Courier-sector founder experience
Banking and logistics platform experience
API-first partner model
Designed for 30, 45, 60, and 90-day payment term challenges
Common questions
Commercial terms, eligibility, and technical requirements are confirmed during partner discovery.
How does CourierAdvance work for delivery platforms?
CourierAdvance allows platforms to offer invoice advances to eligible members through an embedded workflow or API integration.
Can our marketplace earn commission from invoice factoring?
Partner platforms may be eligible for commission or revenue share on eligible factoring volume, depending on volume and commercial agreement.
Do we need to become a lender to offer this?
CourierAdvance is designed to let platforms offer embedded invoice finance without building their own lending infrastructure. The exact commercial and regulatory model should be confirmed during partnership discussions.
How quickly can members receive funds?
Funds may be paid as fast as 24 hours, subject to eligibility, checks, and approval.
What invoices are eligible?
Eligibility depends on invoice details, customer information, payment terms, verification checks, and CourierAdvance's approval process.
What data does the API need?
Required data may include invoice details, job completion information, customer details, payment terms, and verification information. Final data requirements should be confirmed during technical discovery.
Partner-ready embedded finance
Give your members faster access to cashflow
CourierAdvance helps courier, haulage, and delivery platforms embed invoice finance into the member journey. Support your members, strengthen your platform, and create a potential new revenue stream from eligible factoring volume.
Next step
Share your platform model, member profile, invoice workflow, and expected volume so CourierAdvance can assess fit and confirm the right commercial route.